Transmission occurs from person to person by droplet infection and in about 15% by haematogenous spread. In most cases, however, the infection is endogenous.
In infants, pneumococci are found in the mucous membranes of the nasopharynx in up to 60 %; in adults, they are detectable in only about 10 %. However, the number increases again with age due to the weaker immune system. In adults without contact with small children, diplococci are found in the nasopharynx in only 5 %.
Pneumococci are not obligatory pathogenic, because normally an intact immune system prevents the disease. However, if disease does occur, it matters a great deal whether encapsulated or unencapsulated strains of bacteria are involved. The unencapsulated strains are rarely pathogenic, but they adhere more readily to weakened or damaged mucosal epithelia. The encapsulated strains, on the other hand, exhibit much higher virulence.
The capsular polysaccharide of pneumococci is very variable, so that more than 90 serotypes (serovars) can be distinguished. These serotypes play a major role in a new infection with pneumococci (no cross-immunity!) and in pneumococcal vaccination.